Anti-poverty discount loan management methods
Article 6 of the Agricultural Bank of China should strive to complete the loan scheme, such as can not be completed, the Agricultural Bank of China to the People's Bank of China, the Ministry of Finance and the State Council Leading Group Office of poverty alleviation and development, and other relevant departments explain the situation.
Article 7 of poverty reduction discount loans to ensure the genuine support for the state's key areas of poverty alleviation projects, the Agricultural Bank of China should mainly in the sector to identify and anti-poverty loans for projects within the framework of selected projects. Before issuing loans, with the consent of the local financial sector and poverty alleviation sector recognition.
Article 8 of the anti-poverty loan discount period to 2001 mainly up to no more than three years, helping the poor discount interest loans for the reunification of the implementation of the annual interest rate of 3% preferential interest rates, loan discount period and extension of more than overstaying no longer enjoy the discount policy, and The People's Bank of China according to relevant regulations.
Article 9 of poverty reduction discount loans and preferential interest rates of the People's Bank of China announced earlier the same level of spreads between lending rates by the central financial discount.
Article 10 anti-poverty loan discount the discount funds from the Ministry of Finance under the State Council leading group for poverty alleviation and development validation discount loans to help the poor and the total duration of the structure, funding arrangement discount, was included in the budget.
Article 11 anti-poverty loan discount the discount approach:
- poverty reduction discount loans of the discount. Discount for cover when the new loans, to recover the outstanding loans and credits.
- discount way. Discount according to quarterly financial settlement, Bobu by the Ministry of Finance directly to the Agricultural Bank of China head office, the end of each quarter, the Agricultural Bank of China will help the poor discount loans and term structure reported to the local finance, poverty relief department, at all levels to the total aggregate Line, the head office in The Bulletin of the Ministry of Finance audit settlement. Article 12 These measures implemented from the date of promulgation.
- Reference: poverty in Gansu Province Information Network.
